Overview
Onfido helps you validate a user's identity by checking the authenticity of the submitted identity document. The solution scans the ID front and back to validate the name introduced by the user with data extracted from the document. If, for example, there's a middle name on the document that's not specified by the user, then the data doesn't match and the check can fail. In addition to the data extracted from the document scans Onfido retrieves the breakdowns and validations that depend on each configuration. This information is stored in the FTOS_ONFIDO_CHECKREPORT defined in JSON format.
Apart from identity documents validation, the Onfido automation processor offers face similarity checks by comparing a clear photo or a video provided by the applicant to their identity document. Using the face similarity functionality, it quickly verifies that the applicant is a real person and they are the same as the person from the identity document.
The data that Onfido handles must be GDPR compliant. To delete data from Onfido, you must do so manually from the Onfido account.
Benefits
- Digitization. Validate your users' digital accounts based on their real identities.
- Customer Acquisition. Streamline your customer onboarding process with a simple user experience.
- Fraud Detection. Prevent identity fraud with document verification.
- Security. Manual checks for warning cases on top of automated validations.
- Compliance. Implement KYC and AML requirements at scale.
Applications
- Customer onboarding
- Account opening
- Loan applications
- Compliance related processes
- Claims handling
- Mortgage processing