Configurations

The following chapter of this guide explains the automation processors used to build the products, as well as technical details of how automation scripts aid the validation process or the process of comparing, returning, and storing data. Automation is a powerful way to make business processes more time-efficient. Automation processors can help achieve exactly that. They can be configured to be consumed by any digital journey using the Innovation Studio.

The Buy Now, Pay Later digital journey is comprised of several automation processors that ensure a smooth process of applying for a loan. Several banking products were configured to offer the customer a real product. This section of the user guide unveils information about which code snippet was used where, and what it enables in the journey. To create a personalized Buy Now, Pay Later digital journey to fit your requirements and offerings, more automation processors and other features are available in the Innovation Studio to build a customer-centric digital flow.

To access the digital journey, access Innovation Studio > Digital Experience > Digital Journeys > Digital Journeys > BNPL:

Type	Name	Description
Form Driven Flow	FTOS_BARET_BNPLOrderConfirm	Your Order Has Been Placed
Form Driven Flow	FTOS_BARET_BNPLPayment	Add Your Credit Card Details
Form Driven Flow	FTOS_BARET_BNPLPayment_Rejected	Loan Rejected
Form Driven Flow	FTOS_BARET_BNPLSelfie	Liveness Check
Form Driven Flow	FTOS_BNKAP_BNPLAutentificate	Sign In
Form Driven Flow	FTOS_BNKAP_BNPLCompleteAccountScoring	Scoring Done by Bank The solution has two options: get the scoring of the customer from the marketplace the bank calculates the scoring within this solution by inserting this screen.
Form Driven Flow	FTOS_BNKAP_BNPLConfirmDetails	Complete Your Account In this flow > Advanced > Before Events, the Defaults flow settings are called.
Form Driven Flow	FTOS_BNKAP_BNPLContactInfo	Contact Info
Form Driven Flow	FTOS_BNKAP_BNPLOpenBanking	Proof of Income
Form Driven Flow	FTOS_BNKAP_BNPLSaveLimit	After the Proof of ID is a success, it calls the script FTOS_BNPL_SaveCustomerLimit in After Events and gets the decision.
Form Driven Flow	FTOS_BNKAP_BNPLScanOCR	Proof of ID
Form Driven Flow	FTOS_BNPL_FinancialCalculations	After FTOS_BNKAP_BNPLOpenBanking flow, it calls the script FTOS_BNPL_RunFinancialCalculation.

Consult the following pages to read more on the internal set-up of the solution: