List of Orders and Multiple Authorizations

The List of Orders displays all transactions registered via Online and Mobile Banking:

• payment transactions successfully executed
• rejected payment orders
• pending for authorization payment orders
• future scheduled payment orders.

When you do NOT sign a payment, another user from the same business unit is able to see the payment pending in the List of Orders, and can click it to authorize it by signing it (applicable only if the signature engine rules allows this action).

To access the List of Orders:

1. Log into the FintechOS Portal.
2. In the Homepage, scroll down on the section Transaction History and List of Orders.
3. Click List of orders.

   

4. Click View more to view all the records from the list.

   

5. Use the Search bar on the top right-hand corner of the screen to type in data about a transaction and look for a payment. The search is done on a newly created field that concatenates the following information:

   • Beneficiary Name (FTOS_IB_Payment)

   • Beneficiary IBAN (FTOS_IB_Payment)

   • Beneficiary Account (FTOS_IB_PaymentExt)

   • Payer Account (FTOS_IB_Payment).

6. The page List of orders has the following fields:

   Field	Data Type	Description
   To	Text	The name of the entity to whom the funds are wired.
   Amount	Numeric	The sum transferred.
   Date	Invariant date	The date when the payment was executed.
   Status	Lookup	The status the payment has.
   Authorization	Text	It displays the message regarding the person who approved the payment and the persons who still have to sign the payment as part of a joint signature rule (the potential approvals).

   

   To expand a transaction, click the arrow at the beginning of the row:

   Field	Description
   Payer Name	The name of the transaction’s correspondent.
   Payer Account	The IBAN of the transaction's correspondent.
   Payment Details	The details of the payment.
   Beneficiary SWIFT	The code of the correspondent.
   Beneficiary Bank Name	The name of the bank.
   Beneficiary Address	The address of the correspondent.
   Total Debited Amount	The total amount plus fees.
   Fees	The commission for the transaction.
   Execution Date	The date when the transfer was done.
   Payment Schema Selected	The schema of the transaction (one from the list): Non-SEPA SWIFT Payments Intra-BankOwn Account Foreign Exchange Intra-BankOther customer from the same financial institution Instant Payments High value domestic payments OR Urgency Small value domestic payments SEPA Instant SEPA Payments TARGET2.
   Authorizers	The list of people who signed (marked in bold) and the list of people who are going to sign the payment (normal text).

 

Next to each row there are two buttons displayed that trigger different actions:

• sign payment

  It is displayed for the transactions that have multiple signatures needed and that are not fully authorized. It opens the page Terms & Conditions. Click Send to request the OTP.The system does the following verifications: checks if the date of the Core Banking system (it is marked by System parameter: FTOS_IB_ServerStatus_AccountDate received from API for System_ AcquireServerStatus and the cut-off already calculated and stored in the FTOS_IB_PaymentExt cutOff time) is bigger than the execution date of the payment. If yes, the cut-off for the execution date of the Payment is passed then, the system checks System parameter: FTOS_IB_updateExecutionDate. The system updates the payment execution date to current date and it also stores the initial execution date of the payment in the entity FTOS_IB_PaymentExt.

  

  or

• cancel payment.

  

  A pop-up is displayed. Click I confirm to finish the process. The payment has the status Rejected or Canceled.

Depending on the status of the payment, the buttons above are displayed:

• If the transfer has the status Initiated (when the user clicked the button Review Payment on the Make a payment page). The buttons displayed are:
  • Sign
  • Canceled.
• If the transfer is with status Authorization required (when the user confirmed to make the payment on the Review Payment page). The buttons displayed are:
  • Sign
  • Canceled.

It is possible to download the list of orders by clicking the Download button from the header of the list. The name for the downloaded file has the structure: transaction details +IBAN/Account Number+ the date when the file was downloaded YYYY.MM.DD.

The file contains:

Column	Description	Source	Attribute
Header	It has the financial institution logo and contact details.	N/A	N/A
Beneficiary Name	The name of the person/company.	FTOS_IB_Payment	beneficiaryName
Payment type	The payment schema.	FTOS_IB_Payment	paymentTypeDisplay
Payment amount	The value.	FTOS_IB_Payment	PaymentAmount paymentCurrencyID
Beneficiary	The name of the beneficiary of the payment, the IBAN and the code.	FTOS_IB_Payment	beneficiaryName beneficiaryIBANAccount organisationCode
Ordering party	The name, the account and the code.	FTOS_IB_Payment	Name payerAccountId organisationCode
Document	The Id of the transaction.	FTOS_IB_Payment	transactionID
Value date	The date when the payment was executed.	FTOS_IB_Payment	paymentExecutionDate
Processing date	The date when the payment was initiated.	FTOS_IB_Payment	paymentExecutionDate
Currency rate	The exchange rate.	FTOS_IB_Payment	currencyExchangeRate
Equivalent amount	The value of the payment in the local currency.	FTOS_IB_Payment	AmountLocalCurrency
Payment status	It displays the message: The transaction has been BusinessStatusId.	FTOS_IB_Payment	BusinessStatusId
Date of document	It displays the message: Printed on Current date.