Parameterization

This page explains in-depth some settings that can be tweaked to fit your desires and choose between various options. Each part of the Online and Mobile Banking has parametrization implemented which at any point can be modified to fit the business requirements.

The following parameters may have to be modified. Some need to be modified right after deployment, then some need to be modified for each bank, and finally, some are optional for modification.

When the parameter has the value 1 it is active or displays something, when it is 0 the setting is not active, it hides UI elements.

No. Name

Modification level

 Description Parameter Value
1 FTOS_IB_AccountType Optional Parameter used in FTOS_IB_fo_usersenrollment form driven flow, step 1. INDIVIDUAL PERSON;LEGAL PERSON
2 FTOS_IB_AccTran_DefaultDaysFrom Optional The system displays the list of transactions in the Account Details page from the past number of days inserted here. 90
3 FTOS_IB_AccTran_DefaultNoTransactionsHomePage Optional The number of transactions displayed on the homepage. 9
4 FTOS_IB_afterUserMigrationURL

Mandatory

 This is the url where the user is redirected after the process of Online User Migration. http://mibdev.westeurope.cloudapp.azure.com/MobileBankDev_FO/Main#/page/home/index
5 FTOS_IB_BankAccount_BankName

Mandatory

 System parameter used to mention the bank where all the bank accounts & loans are populated in the database, since from the API we cannot revert with the bank linked to the bank account/loan. (The name of the bank)
6 FTOS_IB_BankAccountCategories

Modified for each bank

 These are the types of liabilities a customer can have displayed in the solution for the user in Online and Mobile Banking Application. Basic,Standard,Savings,Term Deposits
7 FTOS_IB_BankAccountCategory1 Modified for each bank The first bank account category. Basic
8 FTOS_IB_BankAccountCategory2 Modified for each bank The second bank account category. Standard
9 FTOS_IB_BankAccountCategory3 Modified for each bank The third bank account category. Savings
10 FTOS_IB_BankAccountCategory4 Modified for each bank The fourth bank account category. Term Deposits
11 FTOS_IB_BankAccountCategoryName1 Modified for each bank The first bank account category name. Current Account
12 FTOS_IB_BankAccountCategoryName2 Modified for each bank The second bank account category name. Current Account
13 FTOS_IB_BankAccountCategoryName3 Modified for each bank The third bank account category name. Savings Account
14 FTOS_IB_BankAccountCategoryName4 Modified for each bank The fourth bank account category name. Term Deposit
15 FTOS_IB_BO_ClientReportTransactions Optional The transaction types used in Reports and Logs to distinguish active users from passive users. Account Balance & Details,Account Statement
16 FTOS_IB_BulkFiles_AuthRequiredStatus Optional The status of the bulk file. Validated Core
17 FTOS_IB_BulkPayment_FileExtension Optional This parameter limits the type of file which can be imported into the system to Initiating and Authorizing a Utility Payment. The parameter value is : txt, xlx, xlxs, cvs. Only these types can be imported into the FintechOS Portal txt|csv|xls|xlsx
18 FTOS_IB_BulkPaymentSystem

Modified for each bank

 The system used for bulk payments. БИСЕРА,РИНГС
19 FTOS_IB_CategoryPurpose_Letters

 

 The letters symbolizing the category purpose. G,H,I,J,E
20 FTOS_IB_CoreBankingStatusFail Modified for each bank The bank can define the fail status of Core Banking when making a payment. SettlementProcedures
21 FTOS_IB_CoreBankingStatusOperational Modified for each bank The status of Core Banking. DailyProcedures
22 FTOS_IB_CountryCode Modified for each bank The code of the country. BULGARIA
23 FTOS_IB_DefaultValueNewAccAddedAutomatically

Modified for each bank

If this parameter is true, then the checkbox in the grid Current Modifications List has the default value unchecked and the maker can check/un-check the option in the back-office, on the section tab. If this parameter is false, then the checkbox in the grid for any user has the default value checked and the maker can uncheck the field.

It applies only for the new added bank accounts from the moment the parameter was changed, not the existing accounts prior to the change of the parameter.

 true
24

FTOS_IB_DisplayOpenDepositLinks

Optional

This parameter hides/displays in the UI the links for the acquire of services deposits, goals, and savings.

1
25 FTOS_IB_DisplaySettlementTypeForSepaAndTarget Optional This system parameter marks whether to display the settlement type for the types of payments SEPA and Target2. 1
26 FTOS_IB_EnableServerSideLogs

Modified for each bank

 This parameter marks whether or not the server-side log are active. 1
27

FTOS_IB_ExchangeRateTypeBuyNonCash

Modified for each bank

It is applicable for all transfers with conversions (including foreign exchange operations).

buyNonCash
28

FTOS_IB_ExchangeRateTypeFixRate

Modified for each bank

It is the exchange rate type used in FTOS_IB_GetExchangeRates called on the page Make a Payment.

fixRate
29

FTOS_IB_ExchangeRateTypeSellNonCash

 Modified for each bank

It is applicable for all transfers with conversions (including foreign exchange operations).

sellNonCash
30 FTOS_IB_DisplaySettlementTypes_SWIFTOnly Mandatory The parameter configures the behavior of the settlement type attribute in a payment. When the value is 1, settlementType is displayed for SWIFT payment type. When the value is 0, settlementType is displayed for SWIFT, SEPA Credit and TARGET2 payment types. 0
31 FTOS_IB_FO_AccountCardColors Optional Chanage the colours to match the banks branding. #EC7423,#F5A50C,#4A849C,#909090
32 FTOS_IB_FO_AccountCardColors_WL Optional It marks the colours for the whitelabel Online and Mobile Banking application. #1952CA,#009366,#009EBA
33 FTOS_IB_FO_ExchangeRateItems Optional The list of currencies used in Exchange Rates. EUR,CHF,JPY,USD,CAD,PLN,GBP,RON,SEK
34 FTOS_IB_FO_LoanCardColors Optional It marks the colours for the cards on the homepage. #E74C3C,#D36426,#C19B2B,#923D00
35 FTOS_IB_FO_LoanCardColors_WL Optional It marks the colours for the cards on the homepage for the whitelabel product. #002ABD,#21007D,#4F006B
36 FTOS_IB_FXPaymentReason Optional It populates the field paymentReason from FTOS_IB_Payment for the times when the type is connected to the foreign exchange. FX transaction
37 FTOS_IB_GDPRDaysAfterInactive

Mandatory

 This parameter marks the number of days to compare the date when the last line in FTOS_IB_UserXCustomer becomes inactive (it must be before the currant date minus the parameter value), to decide if the records should be anonymized. 100
38 FTOS_IB_GetTemplate_Count

Optional

 This parameter holds the number of templates to be displayed. 6
39 FTOS_IB_IntegrationMock Optional Marks whether the integration mock is active or not. 0
40 FTOS_IB_IntegrationMock_MassPayment_CoreStatus Optional The status of the mass payment in Core Banking. Validated Core
41 FTOS_IB_IntegrationMock_MassPayment_FTOSStatus Optional The status of the mass payment in the Innovation Studio. SentToCorebanking
42 FTOS_IB_IntegrationMock_Payment_CoreStatusCode Optional The status of the payment in Core Banking. ACSC
43 FTOS_IB_IntegrationMock_Payment_FTOSStatus Optional The status of the payment in the Innovation Studio. SentToCorebanking
44 FTOS_IB_IntegrationMockLogs Optional This parameter marks the usage of the logs. 0
45 FTOS_IB_IntegrationsVCS_EnableLogs Optional Enables or not the logs. 1
46 FTOS_IB_InternalBankAccountIndicator

Optional

 This parameter has the value a substring of the IBAN to be checked in the beneficiary bank account. If it is a match, then the account is intra-bank. If this substring is matched in the beneficiary IBAN on positions 4 to 7, the API integration is called and it is considered that the account is internal. Bank Identifier
47 FTOS_IB_IsWhiteLabelMode

Mandatory

 This marks whether or not the environment is the white-label product. false
48

FTOS_IB_isEnabledCustomerSyncAPI

 Optional

This parameter enables the syncronization of data for the search for the user/customer either in data from C360 (true) or in the FintechOS database (use only the info from Account and FTOS_IB_AccountExt from existing in the database of this instance) skipping the API (false).

true
49 FTOS_IB_KeepSigningOrder Optional Marks whether the signing order is valid or not. 0
50 FTOS_IB_LoanCategories Modified for each bank This parameter holds the types of loans. Personal loans,Overdrafts,Credit Cards,Mortgages
51 FTOS_IB_LoanCategory1 Modified for each bank The first loan category. Personal loans
52 FTOS_IB_LoanCategory2 Modified for each bank The second loan category. Overdrafts
53 FTOS_IB_LoanCategory3 Modified for each bank The third loan category. Credit Cards
54 FTOS_IB_LoanCategory4 Modified for each bank The fourth loan category. Mortgages
55 FTOS_IB_Loans_ApprovedStatus Optional The status of a approved loan. Одобрен
56 FTOS_IB_maxRetryMinutesMigration Optional This parameter holds the value of the maximum number of retries a user can launch to migrate to the new Online and Mobile Banking as described in Online User Migration. 15
57

FTOS_IB_NoRetriesInstantPymts

 Optional

The number of times the system sends to Core Banking an instant payment during the weekend.

3
58 FTOS_IB_OrganisationIdentificationIdSWIFT Optional This parameter is used for populating the value in table FTOS_IB_FCYPaymentExt, attribute organisationIdentificationId. SWIFT
59 FTOS_IB_OTPCodeSeparators

Modified for each bank

 These are the code separates for the OTP sent. ["code is ", "OTP = "]
60 FTOS_IB_Payment_AuthRequiredStatus Optional The status of the payment when the authorization is required. AuthorizationRequired
61 FTOS_IB_Payment_MandatoryUserTransactionType Optional This parameter marks the obligatory type of transaction a user must have to initiate a payment. Account Balance & Details
62 FTOS_IB_PaymentBankAccountCategories

Modified for each bank

 This parameter is used in the field when creating a payment. Basic,Standard,Savings
63 FTOS_IB_PaymentStyle

Optional

This parameter triggers how the payment is done:

  • createAndConfirm: trigger the endpoint to create and confirm the payment.
  • justCreate: trigger the endpoint to create a payment.
  • simpleCreateAndConfirm: trigger the endpoint to create and endpoint to confirm the payment.
 createAndConfirm
64

FTOS_IB_PaymentQueueIgnoreInterval

Modified for each bank

Interval of time before current date when job will ignore the payments expressed in miliseconds (1 minute = 60.000 ms). Hint: this should be smaller than the period when the job is run. (e.g., if the job runs every 5 minutes, this parameter should be < 300.000)

59000
65 FTOS_IB_ProcessQueueItemOnExecutionDate Optional This parameter marks whether the item is processed on the date it was executed. true
66 FTOS_IB_ServerStatus_AccountDate Optional This parameter simulates the date of Core banking system. If it is empty, it takes the values of the actual API.  
67 FTOS_IB_ServerStatus_Status

Modified for each bank

 The status of the server. DailyProcedures
68 FTOS_IB_ShowSWIFTForLCY Optional Marks whether the SWIFT schema is displayed for local currency payments. 0
69 FTOS_IB_SMSNotification Optional The body of the SMS. Vashiyat kod za dostyp do sistemata e {otp}
70 FTOS_IB_TimeZoneOffset

Modified for each bank

 The value is the GMT for this solution. Change this value to 2 for no summer time or the value to fit your country. 3
71 FTOS_IB_updateExecutionDate

Optional

 This parameter updates the execution date of a payment with the current banking date and storing the initial execution date of the payment. It is used in the authorization step of a payment, when the execution date is passed. YES
72 FTOS_IB_UserSignMaxRetryNo Optional The number of times the user can try to sign using the OTP code. 5
73 FTOS_IB_Utility_bigInterval Optional This parameter marks one minute. 60
74 FTOS_IB_Utility_MandatoryUserTransactionType Optional The obligatory type of transaction a user must have to initiate a utility payment. Domestic Payments
75 FTOS_IB_Utility_numberOfAttemptsEasyPay Optional The number of tries the system allows for the Easy Pay integration. 5
76 FTOS_IB_Utility_smallInterval Optional This parameter marks the number of minutes. 2
77 FTOS_IB_Utility3rdPartyPaymentProvider Optional The name of the third-party payment provider. EasyPay
78 FTOS_IB_UtilityPaymentContract_AuthRequiredStatus Optional The status required for a utility payment. AuthorizationRequired
79 FTOS_IB_UtilityReverseBillTimeout Optional This is the timeout for the utility reverse bill. 15
80 FTOS_IB_UtilityTransactionPaymentType Optional This is the type of utility transaction payment. D

81

isEnabledCustomerSyncAPI

Mandatory

If the value is true, then the system calls the API to syncronize data from C360 when searching users/customers.

If the value is false, then the system skips the API sync and finds the data in FTOS database.

TRUE

82

maxNoRetriesQueueing

Optional

The maximum numbers of retries of a payment that does not have sufficient founds.

15

83

queueTransactionIdPrefix

Mandatory

This is the prefix used for the transcationID within the queue.

VCS_DEV

User Enrollment

    

System parameter: FTOS_IB_CountryCode

FieldValue
NameFTOS_IB_CountryCode
Parameter ValueBULGARIA
 

System parameter: FTOS_IB_GDPRDaysAfterInactive

This parameter marks the number of days to compare the date when the last line in FTOS_IB_UserXCustomer became inactive (it must be before the currant date minus the parameter value), to decide if the records should be anonymized.

FieldValue
NameFTOS_IB_GDPRDaysAfterInactive
Parameter Value100
 

System parameter: FTOS_IB_maxRetryMinutesMigration

This parameter holds the value of the maximum number of retries a user can launch to migrate to the new Online and Mobile Banking as described in Online User Migration.

FieldValue
NameFTOS_IB_maxRetryMinutesMigration
Parameter Value15
    

Payments

 

System parameter: FTOS_IB_InternalBankAccountIndicator

This parameter has the value a substring of the IBAN to be checked in the beneficiary bank account. If it is a match, then the account is intra-bank, and the integration API is called in order to get the account currency.

FieldValue
NameFTOS_IB_InternalBankAccountIndicator
Parameter valueThis value varies from bank to bank. It is a part of the IBAN.
  

System parameter: FTOS_IB_PaymentBankAccountCategories

This parameter is used in the field when creating a payment.

FieldValue
NameFTOS_IB_PaymentBankAccountCategories
Parameter valueBasic,Standard,Savings
  

System parameter: FTOS_IB_ServerStatus_AccountDate

This parameter simulates the date of Core banking system. If it is empty, it takes the values of the actual API.

FieldValue
NameFTOS_IB_ServerStatus_AccountDate
Parameter value10/01/2021 12:00:00 PM
   

System parameter: FTOS_IB_updateExecutionDate

This parameter updates the execution date of a payment with the current banking date and storing the initial execution date of the payment. It is used in the authorization step of a payment, when the execution date is passed.

FieldValue
NameFTOS_IB_updateExecutionDate
Parameter valueYES