Initiating an Intra-Bank Own Account Transfer

This type of payment does not require any authorization, it is an exception from the Strong Customer Authentication. The system only checks if the payer account is the account owned by the user.

1. Open the Make a Payment page. The title is dynamic, depending on the amount value, and it changes to display the payment schema type, in this case, Intra-Bank Own Account.
2. Fill in the following fields:

   Fields	Type	Required	Description
   FROM	Lookup	Mandatory	Select the current account from where to exchange the amount. If the starting point of the payment was from the Account details page, then the field is automatically filled with the account from where the amount is wired. HINT   The accounts displayed are the accounts for which the user has at least the right for Account Balance & Details.
   Available Balance	Numeric	N/A	This field is displayed once the FROM account has been chosen. It displays the amount available for the specifically chosen bank account.
   TO	Lookup	Mandatory	Select from the list another account owned by you. It only displays the account from the same user. It populates the currency as well after selection.
   Or add a new recipient
   Beneficiary	Lookup	Mandatory	Leave this field empty.
   Account	Text	Mandatory	Insert the IBAN of another account owned by you.
   Beneficiary Bank	Text	N/A	It is the same bank as the FROM account. Leave empty. It is automatically filled in by the system when the Account number is filled in.
   Amount	Numeric	Mandatory	Insert the amount you wish to transfer. When the IBAN is inserted, the title of the page changes to Intra-Bank Own Account Transfer.
   Currency	Lookup	Mandatory	It is automatically filled in by the system when the TO account is selected.
   Total amount paid in FROM account currency including commissions	Numeric	N/A	It is read-only. It is displayed in the currency of the account from which the sum is sent. If the selected payment currency is different than the currency of the FROM account, then the Total amount is calculated with the exchange rates in place at the moment of payment and displayed in the currency of the FROM account.
   Commissions	Numeric	N/A	It is read-only. The value of the commissions charged by the bank.
   FX Rate	Numeric	N/A	It is read-only. The value of the exchange rate.
   Execution Date	Date Time	Mandatory	Schedule the payment by selecting a date. From the calendar only the first date available is the current day, followed by the day after and so on up until 90 days, see Processor Settings for details. It excludes the weekend days as well.
   Details	Text	N/A	Insert the relevant information for the payment.
   Save as Payment Template	Boolean	N/A	By ticking this field, the payment is saved and two new fields are displayed: Payment Template Name and Visible?.
   Payment Template Name	Text	Mandatory only if the field Save as Payment Template was ticked.	Insert the name of the payment template.
   Visible?	Boolean	N/A	This checkbox marks for the template to be visible to the other users from the business unit. This field has the value true by default. Un-tick it to hide the template.
   Save Contact Details	Boolean	N/A	By ticking this field, the beneficiary is saved and two new fields are displayed Beneficiary Template Name and Visible?.
   Beneficiary Template Name	Text	Mandatory only if the field Save Contact Details was ticked.	Insert the name of the beneficiary template.
   Visible?	Boolean	N/A	This checkbox marks for the template to be visible to the other users from the business unit. This field has the value true by default. Un-tick it to hide the template.

3. Click Review Payment. By clicking that button, if applicable, the payment template and the beneficiary template are saved. The page Review Payment Detail is displayed. It contains the read-only data: Payment amount, Total amount paid including commissions, Execution date, Beneficiary account, Beneficiary bank name, Account, Currency, Payment reason, Payment type, Beneficiary name, Payer account. To proceed, click Confirm.
4. On the confirmation page, the message Your payment has been registered successfully. is displayed. Click Home to return to the Homepage.