Choose Installment Payment Date
Select from the drop-down the date when to pay the installment monthly. The system automatically picks the 5th of each month if the customer makes no selection.
Click Next to continue to the step.
After clicking Next, an endpoint is called to check if the applicant is eligible for a credit card, based on the available DTI
The Debt-to-Income ratio (DTI) is a personal indicator of a good balance between debt and income.
Monthly debt payment amount / Monthly gross amount (before taxes and other deductions).. If the borrower is eligible for a credit card, the next step is Credit Card.
If the borrower is not eligible for such a product, the next step is Signature of Documents.