Credit Card

Depending on the financial state of the customer, they may be eligible for a credit card. If so, then the page with credit card offers are displayed. Each bank has its own maximum value for the DTI The Debt-to-Income ratio (DTI) is a personal indicator of a good balance between debt and income. Monthly debt payment amount / Monthly gross amount (before taxes and other deductions).. Based on the maxDTI and the customers's DTI, the system calculates the Available DTI It represents the additional monthly payment that the applicant could pay, until the borrower reach the maxDTI defined at a bank level. of each borrower. It represents a percentage of the maxCreditCardLimit that the applicant could take on (it is set to 3%). Based on this a calculation is done for the Credit Card Limit. Then, filtering all the available credit cards defined in Predefined Banking Products (where creditCardLimit >= min Amount of the credit card product). The max limit of the slider will then be the minimum of (Credit Card Limit calculated and max Amount of the credit card product itself).

Two credit card options are available as configured in Predefined Banking Products:

• an initial amount
• maximum amount

  It holds the maximum amount a customer can take on according to the DTI The Debt-to-Income ratio (DTI) is a personal indicator of a good balance between debt and income. Monthly debt payment amount / Monthly gross amount (before taxes and other deductions). calculations.

Tick the boolean Terms & Conditions, if you agree to the stipulations of the document. To select one of the cards, click I want this card.

Use the slider to modify the amount. It has two ends with a minimum value of 500 and a maximum of 5000.

Click I don't want any card to move to the next step Signature of Documents without a card.

To select a card, click on I want this card.