ANAF & Credit Bureau Integration
A customer applying for a loan has to be checked by the bank to see whether they can take on their loan based on financial information. This information is found within two institutions which hold such data. The ANAF
Agenția Națională de Administrare Fiscală
(ANAF)
It is the specialized body of the central public administration in Romania. It has its own legal persona, by detaching the directions with attributions in the administration of the state revenues within the Ministry of Public Finance. It ensures the resources for the public expenses of the state by collecting and administering effectively and efficiently the taxes, taxes, contributions and other amounts due to the general consolidated budget. and Credit Bureau The Credit Bureau aims to support the participants in the system by providing real, up-to-date and consistent information regarding individuals who have taken loans from banks or financial companies, purchased a product under a leasing system or have been insured against the risk of non-payment by an insurance company. databases are queried to return a result used in Application Result. The following on-demand scripts call an endpoint with the same name:
For this solution, the integration is not fully functionally, only simulated to return a random number for the income and sets the active loans to 1 loan.
FTOS_BNKAP_ANAFInsert
This script inserts randomly an income value for each applicant. It adds randomly data in the FTOS_BNKAP_RetailIncomeData and aggregates all data in FTOS_BNKAP_RetailFinancialData
Input: applicantId
Output: updates in the entity FTOS_BNKAP_RetailFinancialData the incomeDeclared
FTOS_BNKAP_BCInsert
This script inserts the value 1 as active loan for a client. It adds randomly data in the FTOS_BNKAP_RetailLoansData and aggregate all data in FTOS_BNKAP_RetailFinancialData
Input: applicantId
Output: updates in the entity FTOS_BNKAP_RetailFinancialData the activeLoansNo as 1.