Commercial Credit

 

The FintechOS Experian Connector offers the possibility of searching databases commercial credit data, including business, company director or owner information, and credit scores.

IMPORTANT!  
The below walkthrough is a proposition on how to use the FintechOSExperian Connector in a digital journey to search for accurate address data.

Follow the below steps to access and retrieve information using the Commercial Credit method. For details on how to access the connector and select the search method, see the Searching for Company Data page.

1 Method Search

After accessing the connector, select the Commercial Credit method and click the Next Button. The Edit Experian Search - Commercial Credit page opens. Fill in the following fields:

Field RequiredTypeDescription
Business NameNoTextThe business's name.
Post CodeNoTextThe business's address post code.
Post TownNoTextThe business's address post town.
Phone NumberNoTextThe business's phone number.
Business ReferenceNoTextThe business reference returned from the business search.
Search CorporatesNoBoolIf true, it returns registered companies.
Exclude dissolvedNoBoolIf true, dissolved companies are excluded from the search results.
Search non corpsNoBoolIf true, it returns unregistered companies.
 

  

2 Retrieve Results

In the Edit Experian Search - Commercial Credit Results page, click the Commercial Credit section to display the main search results. If a record is found in the Experian database, the information is displayed on this page.

3 Additional Details

Double-click on the returned record for additional information. The Edit Search Summary page opens. The following sections are displayed:

Search Summary

Field RequiredTypeDescription
Business NameNoTextThe business name returned from the business search.
Business RefNoTextThe business reference returned from the business search.
nameNoTextThe business name returned from the business search.
Number MatchesNoWhole NumberThe number of matches returned from the business search
Phone NumberNoTextThe business telephone number returned from the business search.
PostcodeNoTextThe business post code returned from the business search.
Post TownNoTextThe business post town returned from the business search.
Search Lookup IDNoLookupThe search lookup ID.
 

Search Results List

Double-click on one of the returned records for additional information. The following information is displayed:

Field RequiredTypeDescription
Business ActivitiesNoText

The main activities derived from the Thomson category code of the business returned from the business search. This applies to Non Limited businesses only.

NOTE  
A Thomson Directory Classifications (or Thomson Reuters Business Classifications) are used to categorise businesses by industry type which is determined by the economic sector, business sector, industry group, industry and the activity it falls under.
Business RefNoTextThe business reference (registerd number/ URN) of the business returned from the business search.
Business StatusNoTextThe status of the business returned from the business search: active (A), dissolved (D), or unknown.
Code TypeNoWhole NumberIndicator showing which SIC Code is used in the following fields: A=1980, B=1992.
Commercial NameNoTextThe commercial name of the business returned from the business search.
DescriptionNoTextThe SIC description for the business returned from the business search.
Legal EntityNoTextThe legal status of business returned from the business search: limited (L) or non limited (N).
Location Line1NoTextAddress line 1 of the business returned from the business search.
Location Line2NoTextAddress line 2 of the business returned from the business search.
Location Line3NoTextAddress line 3 of the business returned from the business search.
Location Line4NoTextAddress line 4 of the business returned from the business search.
Location Line5NoTextAddress line 5 of the business returned from the business search.
Matched Phone NumberNoTextMatched telephone number of the business returned from the business search.
Matched PostcodeNoTextMatched post code of the business returned from the business search.
nameNoTextThe business name returned from the business search where a name other than the current registered name contributed to the matching.
Name TypeNoText

The name type for the result returned from the business search.

  • RC - Registered name (current)

  • RP - Previous registered name

  • TC- Trading name (limited)

  • NL- Trading name (non-limited)

PostcodeNoTextThe post code of the business returned from the business search.
Search Summary Lookup IDNoLookupThe search summary lookup ID.
SICCodeNoTextThe SIC code for the business returned from the Business search.

Locality Resolution List

Field RequiredTypeDescription
DistrictNoTextThe district name of a matched locality.
PostTownNoTextThe town name of a matched locality.
CountyNoTextThe county name of a matched locality.
RMCNoTextThe Rebate Mailing Code for a matched locality.
ErrorCodeNoTextAn error or warning code resulting from part of the address being in error.
 

At the top-right corner of the screen, click the Save and Close button. The Edit Experian Search - Commercial Credit Results page opens. To return to the Experian Search List page, click the Finish button.