Core Banking System Parameters

The system parameters used by Core Banking, stored in the FTOS_CB_SystemParameter entity, determine the behavior of all the contracts, transactions, limits and other parts that make up your Core Banking system.

NOTE
The Core Banking system parameters are not to be confused with the FintechOS system parameters, stored in the systemparameter and systemParameterOnPortalProfile entities.

`AccountingAnalyticChar`	`DaysBeforePurge`	`LimitMandatoryForIndividuals`
`AccountingRealTime`	`DaysFutureInstallmentsReport`	`ManualRepaymentFee`
`AdvanceNotification`	`DaysPastDueInstallmentsReport`	`RepaymentFee`
`BankAccountTransactionFeeMarkDown`	`DepositAggregateItemValues`	`Unusage`
`CalendarYearEnd`	`EarlyRepaymentFee_IndividualNotification`	`Usage`
`CalendarYearStart`	`FrontEndFee`	`UseGLModule`
`CreditFacilityLimitPercent`	`FTOS_CB_CalculatedProvisions`	`UseGLModule`
`CurrentAccount_WithOverdraft_DaysBeforeExpire`	`FTOS_CB_ExchangeRate_UseLatest`

Here's the list of system parameters used by Core Banking, along with their description:

System Parameter	Description	Module	Parameter Type	Entity	Option Set	Default Value
`AccountingAnalyticChar`	The analytic character used when displaying decimal numbers.	Loan Admin	Text	N/A	N/A	`.`
`AccountingRealTime`	Specifies if all accounting entries are generated real time (for `True` value) or on demand (for `False` value).	Loan Admin	Bool	N/A	N/A	`False`
`AdvanceNotification`	Specifies if the advance to be paid in a contract is displayed in a new repayment notification record (for `False` value) or included in the front-end fee repayment notification (for `True` value).	Loan Admin	Bool	N/A	N/A	`False`
`BankAccountTransactionFeeMarkDown`	This parameter instructs the system how to process bank account transaction operations. Possible values: `Total` - the system creates 4 operations – 2 for debit and 2 for credit for the transaction value and sum(fees) `Individual` - the system creates 2 * (1+NoFees) operations – debit and credit for the transaction value and each fee.	Loan Admin	Text	N/A	N/A	`Total`
`CalendarYearEnd`	The maximum year in the calendar to be used when generating holidays for calendars. Format: `YYYY`	Loan Admin	Whole Number	N/A	N/A	`2100`
`CalendarYearStart`	The minimum year in the calendar to be used when generating holidays for calendars. Format: `YYYY`	Loan Admin	Whole Number	N/A	N/A	`2019`
`CreditFacilityLimitPercent`	Represents the default limit of credit facility records.	Loan Admin	Whole Number	N/A	N/A	`30`
`CurrentAccount_WithOverdraft_DaysBeforeExpire`	Represents the number of days before the overdraft feature's expiration date of a current account when the contract based on that banking product gets displayed in the Soon to Expire Ovedrafts dashboard.	Loan Admin	Whole Number	N/A	N/A	`30`
`DaysBeforePurge`	Represents the default number of calendar days that a record will be kept in `Draft` status before it is purged. The records that are due be purged on the current day and have their transaction type's To Be Purged field marked as `True` are displayed in the Records To Be Purged Dashboard, within the section specific to the record's transaction type. The job performing the deletion is `Delete Purged Entries` and it should be scheduled at the bank's level.	Loan Admin	Whole Number	N/A	N/A	Set it according to the bank's policy.
`DaysFutureInstallmentsReport`	Represents the default number of days before an installment's due date in order for that installment to be included in the Future Installments report within the Reports Dashboard.	Loan Admin	Whole Number	N/A	N/A	`15`
`DaysPastDueInstallmentsReport`	Represents the default number of days after an unpaid installment's due date in order for that installment to be included in the Past Due Installments report within the Reports Dashboard.	Loan Admin	Whole Number	N/A	N/A	`25`
`DepositAggregateItemValues`	Specifies if the deposit interest is split in two lines or displayed in one line. For `False` value, the system splits the Deposit interest to recover in two lines (- paid interest -> recover all; sight interest to pay, pay all). For `True` value, the system displays the Deposit interest to recover in one line with the aggregate value.	Loan Admin	Bool	N/A	N/A	`False`
`EarlyRepaymentFee_IndividualNotification`	Specifies whether to generate a separate repayment notification for the early repayment fee of a contract (for `True` value) or include the fee into the repayment notification containing the actual early repayment amount (for `False` value).	Loan Admin	Bool	N/A	N/A	`False`
`FrontEndFee`	The commission type used for automatic notification on contract approval (Inclusion)/ or notification daily process (Exclusion).	Loan Admin	Lookup	`FTOS_BP_CommissionType`	N/A	`Front-end Fee`
`FTOS_CB_CalculatedProvisions`		Loan Admin	Bool	N/A	N/A	`False`
`FTOS_CB_ExchangeRate_UseLatest`		Loan Admin	Bool	N/A	N/A	`True`
`LimitMandatoryForIndividuals`	Specifies whether Core Banking should validate the limits for individual customers or only validate them for legal entity customers. For `False` value, Core Banking does not validate any limits for the individual customers. For `True` value, Core Banking validates all the limits for the individual customers the same way it does for legal entity customers.	Loan Admin	Bool	N/A	N/A	`True`
`ManualRepaymentFee`	Specifies whether a banking product can have only one Repayment Fee type commission on its Commission List or more. This parameter affects the Contract Event page. For `False` value, the banking product has only one Repayment Fee commission type on its commission list. For `True` value, the banking product's commission list displays all the commissions stored in the `FTOS_BP_Commission` entity with type Repayment Fee. Read more information about the effects of this parameter's value in the Transaction Fees section.	Loan Admin	Bool	N/A	N/A	`True`
`RepaymentFee`	The commission type used for notification daily process (Exclusion).	Loan Admin	Lookup	`FTOS_BP_CommissionType`	N/A	`Repayment Fee`
`Unusage`	Commission for not using the funds. The commission type used for Credit Facility accrual daily process.	Loan Admin	Lookup	`FTOS_BP_CommissionType`	N/A	`Commission Unusage Monthly`
`Usage`	Commission for usage of funds. The commission type used for Credit Facility accrual daily process.	Loan Admin	Lookup	`FTOS_BP_CommissionType`	N/A	`Commission Usage Monthly`
`UseGLModule`	Specifies whether your installation uses the General Ledger module or not. The GL module comes within a different digital asset than Core Banking, thus its use is optional. For `True` value, the GL module is used and the GL Settings tab is displayed at banking product level. For `False` value, the GL module is not used and the GL Settings tab does not display at banking product level.	Loan Admin	Bool	N/A	N/A	`True`

Managing Core Banking System Parameters

IMPORTANT!
Only users with associated system administrator user rights can view and manage the Core Banking system parameters.

In order to manage the system parameters used by your FintechOS Core Banking installation, follow these steps:

Log into FintechOS Portal with a user with administrative rights.
Click the main menu icon at the top left corner.
In the main menu, expand the Admin Configurations menu.
Click Core Banking System Parameter menu item to open the Core Banking System Parameters List page.

On the Core Banking System Parameters List page, you can:

Create a new Core Banking system parameter by clicking the Insert button at the top right corner.
Edit a parameter from the list by double-clicking it.
Delete a parameter by selecting it and clicking the Delete button at the top right corner
Search for a specific record by filling in any or all the column headers of the displayed parameters list.

IMPORTANT!
Parameters marked as Is System cannot be deleted. When edited, only their value can be changed.

Creating Core Banking System Parameters

To create a new system parameter to be used with Core Banking, fill in the following fields on the System Parameter page displayed after clicking the Insert button:

Field	Required	Data Type	Details
Name	No	Text	Enter a suggestive name for the parameter.
Is System	Yes	Bool	Select the checkbox to specify that the parameter cannot deleted or edited, except its value. Leave the checkbox empty if this parameter can be changed or deleted.
Module	Yes	Option Set	Select the Core Banking module that uses the system parameter.
General Description	No	Text Area	Enter a detailed description for the system parameter.
Parameter Type	Yes	Option Set	Select the data type of the parameter. Possible values: `Text, Date, Date Time, Invariant Date, Whole Number, Numeric, Option Set` and `Entity`. The rest of the fields that need to be completed depend on the selected data type.
Entity	Yes	Lookup	Displayed for Lookup parameter type. Select the entity from where you need to pick a record as parameter value.
Option Set	Yes	Lookup	Displayed for Option Set parameter type. Select the option set from where you need to pick a value as parameter value.
Parameter Value	Yes	Depends on the selected parameter type	Holds the value of the default parameter. Depending on the selected parameter type, you can either enter a value, select the checkbox or select record. For Text, Date, Date Time, Invariant Date, Whole Number, Numeric parameter types, enter the desired value taking in consideration the data type's format. For Bool parameter types, select the checkbox to specify a `True` value, or deselect for a `False` value. For Lookup parameter type, select the desired record from the previously selected entity that acts as parameter value. For Option Set parameter types, select the desired value from the previously selected option set that acts as parameter value.

Click the Save and Reload button at the top right corner of the page.