Backoffice Banking 8.0

May 2026

Customer Technology Preview (CTP) is an early access release of FintechOS 8.0 that enables customers and partners to actively explore, implement, and validate the platform’s core capabilities ahead of General Availability.

It provides hands-on access to real, production-grade features while the platform continues to expand toward its full GA scope, allowing organizations to start building, testing real use cases, and shaping their modernization journey early. The CTP is designed to help financial institutions move beyond experimentation, by making data and AI operational within real product workflows, under governance, traceability, and control.

What's New

UI Update: Enhanced Navigation in Loan Management and Distribution Management

We’ve refreshed Loan Management and Distribution Management interfaces to make everyday work smoother, faster, and more intuitive for back‑office teams.

  • Updated color palette for clearer visual hierarchy and improved readability

  • Refined typography, giving the application a cleaner, more modern feel

  • Related functionalities grouped together in a more logical structure, reducing the number of clicks needed to complete common tasks

These changes are part of our ongoing effort to improve navigation and streamline workflows for insurance back‑office users. The updated layout makes it easier to find what you need, understand where you are in the process, and move confidently through the product.

Loan Contract Fee Management

We've enhanced loan contract fee management for improved accuracy and control:

  • Installment-based Fee Intervals: Define fees based on installment ranges (e.g., 1-6), allowing more flexible and strategic fee structures.

  • Automated Validation: Ensures fee intervals are continuous and non-overlapping, minimizing errors.

  • Product-Driven Fees: Contract fees are now inherited directly from product configurations, ensuring consistency and preventing manual overrides.

  • Formula & Schedule Support: Fees defined by formulas are automatically calculated and integrated into repayment schedules for accuracy.

  • Resilience to Contract Changes: Fee grids automatically adjust when the number of installments changes, maintaining consistency.

Rollback of Process of Loss

We’ve introduced a new rollback capability in Loan Management to help you safely correct contracts that were previously marked with a Process of Loss (where interest accrual was stopped).

  • Restore normal repayment schedules after a loss event: You can now bring a contract’s repayment schedule back in line with the version saved before the Process of Loss was applied, so future installments, interest, and due dates match the original plan.

  • Resume interest accrual automatically: When you use the new rollback action, the system resumes daily interest accrual up to the current date and removes the “stop accrual” condition for the contract.

  • Single controlled rollback per schedule version: The rollback is designed as a controlled, one‑time correction for a given schedule version, helping you avoid accidental double changes on the same contract.

  • Action available only to authorized loan administrators: The rollback operation is restricted to dedicated loan admin users, ensuring that only the appropriate role can perform this sensitive correction directly from the BackOffice interface.

  • This process cannot be triggered via API - only a user with Loan Admin Officer can do this operation from the interface. The new Reverse schedule button is located in the FTOS_CB_ContractRepaymentScheduleVersion form and is visible only when the Reason is Process Of Loss.