Financial Info

The Financial Info tab provides an overview of the customer’s main financial indicators and financial statements.

Financial Overview

The Financial Overview section stores information about the customer's main financial information such as employment status, residence ownership, employment time, and so on.

Field Required Type Description
Employment Status No Option Set

The customer's marital status. The following options are available:

  • Employed

  • Employed/ Self Employed

  • Homemaker

  • Other

  • Retired

  • Retired Non Pensioner

  • Retired Pensioner

  • Student

  • Unemployed

Total Employment Time No Numeric The total time the customer has been employed.
Financial Education Level No Option Set The customer's education level.
Number of persons in care No Numeric The persons that the customer acts as a legal representative or guardian.
Residence Ownership No Option Set

The type of residence that the customer owns or lives in. The following options are available:

  • Private Tenant

  • State Tenant

  • Living with Parents

  • Work Home

  • Mortgage Property

  • Property Without Mortgage

Financial Indicators

The Financial Indicators section displays the customer's general financial information and financial indicators.

Field Required Type Description
Monthly income No Text The customer's monthly income.
Annual Income No Numeric The customer's annual income.
Liquid Assets No Text The customer's liquid assets. Liquid assets are assets that can easily be converted into cash, usually in a short amount of time.
Estimated Net Worth No Text The customer's estimated net worth.
Currency No Lookup The currency of the income. Select from the existing records or create a new one.

Employment Information

The Employment Information section lists information about the customer's work situation. Here, details regarding the customer's current employer, contract type, job title, total number of months at job, and so on, can be added or edited. By default, the active jobs are displayed but inactive ones can also be viewed.

Field Required Type Description
Employer Name Yes Lookup The employer's name.
Job title Yes Lookup The customer's job title.
Contract Type Yes Option Set

Select the customer's employment contract type from the following options:

  • Determined

  • Undetermined
Start Date Yes Date The start date of the employment contract.
End Date No Date The end date of the employment contract.
Months at Job No Read Only

The number of months automatically calculated based on the following formula:

  • If the record status is inactive, then the system determines the number of months at the job by counting the months from the start date to the end date.

    For example, if the start date is 13.05.2021 and the system date is 5.11.2021, then the Months at Job field value is 6.

  • f the record status is active, then the number of months at the job by counting the months from the start date to the system date.

    For example, if the start date is 13.05.2021 and the system date is 5.11.2021, then the Months at Job field value is 7.
Employer Status No Read Only The employer status.
Employer Responsible No Read Only The employer responsible.
Employer Branch No Read Only The employer's branch name.

Overdue Installments

The Overdue Installments section displays at the customer's account level information about payments that were not paid at the scheduled time.

NOTE  
The information displayed in this section cannot be added or edited as it is directly retrieved from other systems, such as Core systems.

Garnishments

The Garnishments section lists information related to garnishments at the customer's account level. A bank or wage garnishment is a legal process that allows the financial institution to put a hold on the customer's account to settle unpaid debts.

NOTE  
The information displayed in this section cannot be added or edited as it is directly retrieved from other systems, such as Core systems.

Here, you can view the following garnishment types:

  • Default

  • Active Garnishment

  • Cancelled Garnishment

  • Suspended Garnishment

  • Closed Garnishment

  • Garnishment Paid in Full

  • Active Seizure

  • Closed Seizure

  • Active Insolvency

  • Closed Insolvency

  • Expired Insolvency

  • Expired Seizure

  • Expired Garnishment

Electronic Archives

The Electronic Archives section displays information related to Electronic Archive of Real Movable Guarantees (EARMG) at the customer's account level. By default, the active records are displayed but the inactive ones can also be viewed. Select either Active or Inactive from the drop-down list to filter the records.

NOTE  
The data displayed in this section cannot be added or edited as it is directly retrieved from Electronic Archive of Real Movable Guarantees (EARMG).