Banking Product Factory
This processor creates and maintains products that are used in FintechOS form driven flows and later in digital journeys. To visualize and to administer them, access the dedicated menu for Banking Product Factory within the FintechOS Studio. It offers configurations such as product dimensions for commissions and interests and product filter to navigate through the list of products created based on a filtering scope. The Mobile Retail Onboarding journey has after installation banking products configured with the Active status:
The products from the package that can be used are those that are valid in between the given start date and end date. Additionally, the products which have the Active status are displayed in the journey.
For this solution, five banking products were configured for loans and two for credit cards:
- Starter Pack
- Premium Pack
- Euro Pack
1 Starter Pack
This banking product has the following configurations:
Main Info
| Fields | Description | Example |
|---|---|---|
| Product Type | Select from the list the entry bank account. | Card |
| Banking Product code | Insert a unique code. | BDL-SP |
| Name | Insert a suggestive name. | Starter Pack |
| Class | This ladder is designed to categorize the major banking products any bank offers. | Retail |
| Subclass | These are subordinated to the classes above. | Retail Bundle |
| Start date | Select the date when to have the product valid. | 01/09/2021 |
| End date | Select the date when the product availability ends. | 01/09/2029 |
|
Product Features |
Insert the features that are additionally to the product offered. |
|
Details
| Fields | Example |
|---|---|
| Associated Products |
|
Availability
| Fields | Description | Example |
|---|---|---|
| Currency | Choose the currency for this banking product. | RON |
| Period Type | Choose one:
| Months |
2 Premium Pack
This banking product has the following configurations:
Main Info
| Fields | Description | Example |
|---|---|---|
| Product Type | Select from the list the entry bank account. | Card |
| Banking Product code | Insert a unique code. | BDL-PP |
| Name | Insert a suggestive name. | Premium Pack |
| Class | This ladder is designed to categorize the major banking products any bank offers. | Retail |
| Subclass | These are subordinated to the classes above. | Retail Bundle |
| Start date | Select the date when to have the product valid. | 01/09/2021 |
| End date | Select the date when the product availability ends. | 01/09/2029 |
Product Features | Insert the features that are additionally to the product offered. |
|
Details
| Fields | Example |
|---|---|
| Associated Products |
|
Availability
| Fields | Description | Example |
|---|---|---|
| Currency | Choose the currency for this banking product. | RON |
| Period Type | Choose one:
| Months |
Other details:
| Fields | Example |
|---|---|
| Interest & Commissions | Premium Pack Commissions |
3 Euro Pack
This banking product has the following configurations:
Main Info
| Fields | Description | Example |
|---|---|---|
| Product Type | Select from the list the entry bank account. | Card |
| Banking Product code | Insert a unique code. | BDL-PP |
| Name | Insert a suggestive name. | Premium Pack |
| Class | This ladder is designed to categorize the major banking products any bank offers. | Retail |
| Subclass | These are subordinated to the classes above. | Retail Bundle |
| Start date | Select the date when to have the product valid. | 01/09/2021 |
| End date | Select the date when the product availability ends. | 01/09/2029 |
Product Features | Insert the features that are additionally to the product offered. |
|
Details
| Fields | Description | Example |
|---|---|---|
| Banking Account Type | Choose Savings Account from the list. | EUR |
| Interest Payment Type | Choose one from the following:
| Months |
Availability
| Fields | Description | Example |
|---|---|---|
| Currency | Choose the currency for this banking product. | EUR |
| Period Type | Choose one:
| Months |
Other details:
| Fields | Example |
|---|---|
| Interest & Commissions | Euro Pack Commissions |
For more details about this automation processor, see Banking Product Factory v2.2.6000.