Permissible Uses

Permissible uses is the act of having permission to view personal information. This is a federal law requirement in conjunction with a the user agreement with the Lexis Nexis platform. The laws that apply permissible uses are the Drivers' Privacy Protection Act (DPPA) and related state laws, and the Gramm-Leach-Bliley Act (GLBA).

NOTE  
If the user does not have a permissible use, then the access to personal information is restricted. Lexis Nexis databases containing non-public information that is data that can distinguish or trace an individual's identity, are made available for lawful and appropriate uses only.

The Drivers' Privacy Protection Act (DPPA) and the Gramm-Leach-Bliley Act (GLBA) permissible uses are detailed below.

DPPA Permissible Uses

The Drivers' Privacy Protection Act (DPPA) is a federal law meant to regulate the release and sharing of personal information, such as name, address, driver license number, and others, assembled by Departments of Motor Vehicles (DMVs), that became effective September 13, 1997.

HINT  
When selecting a DPPA permissible use, the search is made against the drivers' licenses, motor vehicle registrations, and boat registrations for the states that recognize the permissible use selected. If No Permissible Use is selected. the search is not performed.
Web Service Value Name Description
Choice0 No Permissible Use Used when the person does not have a DPPA permissible use.
Choice1 Government Agency or On Government Behalf

Used by government, court, or law enforcement agencies and also private person or entities acting on behalf of a Federal, State, or local agency.

Choice2 Debt Recovery/ Fraud

Used in the following scenarios:

  • motor vehicle or driver safety and theft

  • motor vehicle emissions

  • motor vehicle product alterations, recalls, or advisories

  • performance monitoring of motor vehicles, motor vehicle parts and dealers

  • motor vehicle market research activities, including survey research

  • removal of non-owner records from the original owner records of motor vehicle manufacturers
Choice3 Motor Vehicle or Driver Safety

Used by a legitimate business or its agents, employees, or contractors only in the following scenarios:

  • to verify the accuracy of personal information submitted by the individual to the business or its agents, employees, or contractors;

  • to obtain the correct information, if the information submitted is not correct or no longer correct
Choice4 Litigation

Used in connection with any civil, criminal, administrative, or arbitral proceeding in any Federal, State, or local court, or agency.
Choice6

Insurer

Used by insurer or insurance support organizations or by a self-insured entity.

GLBA Permissible Uses

The Gramm-Leach-Bliley Act (GLBA) is a federal law meant to regulate the distribution and use of materials held by financial institutions containing consumers' personal financial information, that became effective November 12, 1999.

HINT  
When selecting a GLBA permissible use, the search is made against data which is regulated by the GLBA, that is contained within the Lexis Nexis database. If No Permissible Use is selected, the search runs is made against data not regulated by GLBA.
Web Service Value Name Description
0

 

 

 No Permissible Use Used when the person does not have a GLBA permissible use.
Resolving Customer Disputes or Inquiries Used when resolving customer disputes or inquiries.
As allowed by the Right to Financial Privacy Act of 1978

Permitted or required in accordance with the Right to Financial Privacy Act of 1978.
1 Transactions Authorized by Consumer

Used to effect, administer, or enforce a transaction requested or authorized by the consumer.
3 Persons with a Legal/ Beneficial Interest in the Consumer

Used by someone that holds a legal interest in regards to the customer.
5 Fraud Prevention and Detection

Used to protect and prevent fraud or potential fraud, unauthorized transactions, claims, and others.

6 Required Institutional Risk Control

Used in institutional risk control programs.
7 Legal Compliance

Used in compliance with federal, state, or local laws, rules, and other applicable legal requirements.
12 Persons Acting in a Fiduciary Capacity for the Consumer

Used by a trusted person (legal representative) acting on behalf of the consumer.