Overview

FintechOS Loan Management aims to help banks and/ or financial institutions with the management of records and processes during the life of the business relation with a customer, may it be on lending with underlying limits and collaterals, deposits, minimum current accounts capabilities, or credit facilities. Its automated processes scheduled to happen during close of day or start of day calculate cost elements and keep up the correct figures driven by the contracts inserted.

All the features in Loan Management are built using the capabilities of FintechOS Studio, and you can access its menus and dashboards when logged in FintechOS Portal.

The diagram below exhibits the main features of Loan Management, along with a series of configurations and dictionaries used to automate the complex banking processes performed by the system. Loan Management uses the banking products records defined within Product Factory, and the customer records managed by Customer 360. Loan Management records are further used by Subledger to generate ledger entries.

Product Factory

This is a powerful automation processor accessible in the FintechOS Studio that builds the products to be used in a customer journey, configures the interest, commissions, and the life cycle of a product. Those products are later introduced into a customer journey or used in conjunction with Loan Management. For more information, see Product Factory.

Customer 360

Customer 360 is the central hub for collecting, aggregating, and processing banking customers’ data for customers representing legal entities or individuals.

Subledger

Based on the transactions performed in Loan Management, Subledger logs, along with a company’s financial transactions, details that enable the system to build ledger entries. For more information, see Subledger.